25 Most Powerful Women in Banking 2004

1. Marjorie Magner
   Chairman & CEO
   Global Consumer Group
   Citigroup

2. Peyton Patterson
   Chairman, President & CEO
   NewAlliance Bancshares
3. Amy Brinkley
   Chief Risk Officer
   Bank of America
4. Cece Sutton
   Evp, Head of Retail Banking
   Wachovia
5. Colleen Kvetko
   President, CEO & Chairman
   Fifth Third Bank, Florida
6. Patricia Moss
   President & CEO
   Cascade Bancorp
7. Doreen Woo Ho
   President, Consumer Credit Group
   Wells Fargo
8. Jill Denham
   Vice Chair, Retail Markets
   CIBC
9. Avid Modjtabai
   Evp & Head of Internet
   Services Group
   Wells Fargo
10. Elizabeth James
    Vice Chairman & CIO
    Synovus Financial
11. Constance Lau
    President & CEO
    American Savings Bank
12. Susan Pittman Horton
    President, CEO and Chairman
    Wheatland Bank
13. Jean Davis
    Senior EVP & Division Head
    for IT, eCommerce & Operations
    Wachovia
14. Cathy Bessant
    Chief Marketing Officer
    Bank of America

15. Pamela Montpelier
    President & CEO
    Strata Bank
16. Dina Dublon
    Evp & CFO
    JPMorgan Chase
17. Mary Lynn Lenz
    President & CEO
    Slade’s Ferry Bank
18. Maura Markus
    President, Citibank N.A.
    Retail Distribution Group
    Citigroup
19. Barbara Desoer
    Chief Technology,
    Service & Fulfillment Executive
    Bank of America
20. Kathleen Beechem
    Evp
    U.S. Bancorp
21. Carol Nelson
    President & CEO
    Cascade Financial
22. Melanie Dressel
    President & CEO
    Columbia Banking System
23. LeeAnne Linderman
    Evp
    Zions First National Bank
24. Rose Patten
    Senior Evp, HR & Head, Office of
    Strategic Management
    BMO Financial
25. Susan Smith
    Evp & CFO
    Metropolitan National Bank

25 Women to Watch 2004

1. Marion Sandler
   Co-CEO
   Golden West Financial
   
2. Carrie Tolstedt
   Group Evp, Regional Banking
   Wells Fargo
   
3. Heidi Miller
   Evp, Treasury and Security Services
   JPMorgan Chase
4. Sandy Derickson
   Vice Chairman
   Household International
5. Carolyn Drexel
   Evp
   North Fork Bancorp
6. Debra Lins
   President, CEO & Director 
   Community Business Bancshares
7. Diana Kirk
   Evp
   Zions First National Bank
8. Ellen Alemany
   Evp, Commercial Business Group,
   President & CEO, CitiCapital
   Citigroup
9. Ranjana Clark
   Evp, Treasury Management
   Wachovia Bank
10. Diane Thormodsgard
    President, Corporate Trust,
    Institutional Trust & Custody Services
    U.S. Bank
11. Anne Arvia
    President & CEO
    ShoreBank
12. Lorraine Boston
    Evp, Commercial Services
    Kennebunk Savings Bank
13. Faith Massingale
    Evp, Consumer Value & Growth Markets,
    Citi Cards
    Citigroup
14. Gigi Dixon
    Svp & Director of National Relationships
    Wachovia
15. Deanna Oppenheimer
    President, Banking & Financial Services
    Washington Mutual
16. Lynne Wines
    President & CEO
    Union Bank
17. Ruth McLaren
    Svp
    Community Bank of Oak Park River Forest
18. Heidi Stanley
    Vice Chair & COO
    Sterling Savings Bank
19. JoAnn Bourne
    Evp & Group Head, Commercial
    Deposits & Treasury Management
    Union Bank of California
20. Patricia Wesner
    Evp, Retail Payment Solutions
    U.S. Bank
21. Donita Koval
    President & CEO
    Omega Bank
22. Theresa Schefstad
    President, CEO & Director
    Raymond James Bank
23. Jan Cloyde
    Evp & Director of Banking Services
    City National Bank
24. Cynthia Blankenship
    President & COO
    Bank of the West
25. Nadia Cavner
    Svp & Financial Consultant
    USBancorp Investments